The word Debt can be associated with the words Stress and Bondage. That seems to be the case these days as many people are straddled with debt and don't know what to do. There are 3 things you want to consider before making any decisions about the various options available.
As you can see debt isn't always about paying debt it back it's about control. We don't advocate not paying back your debt if you can, but debt can cause a feeling of panic and a feeling that your life is spinning out of control. Just remember debt is a part of your life it is not your "Whole" life.
Don't ignore the fact that you may have to give to receive. You might have to give up some material things so you can gain control of your finances. It's a price to pay and a lesson learned.
Take the pressure off yourself, Get information read articles, ads and other resources at the Health Hub The right decision for your situation is just around the corner.
Life is to short and we only have One Life - One Body we are given.
RB